Steve Horning

I’m Steve Horning, a State Farm agent based in York, PA, and for more than thirty‐five years I’ve had the privilege of serving State Farm customers across York, Lancaster, Dover, Jacobus, Dallastown, Loganville, and the surrounding communities. This is my home, and the people I work with every day are also my neighbors. Helping families and business owners prepare for what life brings next has been the focus of my entire career.We support customers with various types of personalized coverage, each offered with clear guidance around when that coverage matters most. Auto insurance can help protect the vehicles you rely on every day, while Homeowners, Condo, and Renters insurance are there to help safeguard where you live and the belongings that make it feel like home. I also work with Business insurance for local owners looking to help protect what they’ve built, Life insurance to support loved ones through life’s unexpected moments, and Pet insurance for those who want added support when caring for their animals. My goal is to make sure coverage options are easy to understand and aligned with your real‐world needs. Over the years, I’ve remained committed to serving Pennsylvania communities, especially throughout York County, by showing up consistently and staying involved. I’m a graduate of Shippensburg University, where I earned my B.S.B.A. degree and met my wife. Together, we’ve raised three sons and welcomed two daughters‐in‐law into our family, and we share our home with our rescue dogs, Sadie and Lucy. Giving back has always been an important part of my life here in York. I’ve served on the board of directors for Olivia’s House – A Grief and Loss Center for Children, acted as a former President of the Jacobus Lions Club, volunteered with York Habitat for Humanity, and supported the York County Economic Alliance, along with local police and fire responders. When I’m not working, you’ll often find me endurance running or training for ultra‐marathons, whether that’s on the trails around Lakes Redman and William or along the roads of York County. I’m grateful every day for the opportunity to work with individuals and families throughout the area. If you’d like to connect, stop by the office, or talk through coverage options, I invite you to reach out and request a personalized quote.

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Serving York and the surrounding area, Steve can help answer your questions.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in York, PA, reach out to Steve.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Have questions? Steve in York can walk you through your options.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Steve works with York residents to find coverage that fits.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Connect with Steve for insurance guidance in York.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. In York, you can count on Steve for personalized service.